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Best Practices for Preparing for a Storm in South Florida

As all Floridians know, storms can be a way of life. From heavy rains in the summer to hurricane threats into the fall, the likelihood of storm damage isn’t a challenge that can be ignored. However, despite the potential risks to property and health, many homeowners aren’t sure how to properly protect their homes from rain, flooding, and wind damage. These tips can help you learn how to prepare for a storm in Florida.

couple chatting on couch

Know your Homeowner’s Insurance Policy

Many homeowners believe that their insurance policies are blanket protection against any damage that occurs, but this often isn’t the case. Most policies have limits on how much can be paid out. Further, in some cases, storm damage of all kinds isn’t covered. For example, flood damage is not generally included in a standard policy, so if a hurricane causes water damage, you may not be as protected as you think.

Care for Your Property

Palm trees can be lovely, but wayward branches can be a large source of damage in high winds. Instead of letting your trees grow wild, work with an arborist to keep trees healthy and minimize risks.

The same is often true for patio furniture, potted plants, and lawn decorations. When high winds or rain are on the horizon, care for your property by securing any loose items that could fly away in the event of a hurricane.

Take Inventory of Your Possessions

Hurricane conditions can lead to major issues, including damage to your roof or walls, which can mean your possessions within them, too. When you don’t know what you own, it’s going to be hard to make a claim against your insurance policy. In advance of a big storm, take photos of valuables and keep them backed up to a secure location as a record.

warning board for Hurricane Season

Purchase a Generator

A generator may seem like overkill—and in many parts of the country, it is—but when hurricanes have been known to cause major power outages in cities across Florida, a generator can make a huge difference. With the ability to keep your lights on, your fridge cold, and your air conditioner running, the right generator can keep your family going when times get tough.

Stock Up on Non-Perishables

When storms take out electricity, shopping or cooking may not be easy. As such, South Floridians are encouraged to keep a healthy stock of non-perishable items, like:

  • Bottled Water
  • Canned Foods
  • Instant Soup Mixes
  • Peanut Butter
  • Cereal
  • Dried Fruit
  • Canned Pasta Sauce
  • Boxed Potatoes